Timing is not everything when you end up having to wait on someone else. The situation the banks put themselves in, has caused many people to deal with unnecessary bureaucratic red tape. What would have previously taken 2 months has been stretched into a yearlong duel with financial institutions who just want to hoard cash. Unfortunately hindsight it 20/20 and looking back, it would have been great to get this off the ground a year earlier, before all the scrambling.

If it were a different endeavor, it would have been much easier to vie for startup funding. Sometimes its simpler to just scrape together a webapp and hope for the best.